Service Fees
Our rates and fees are competitive- they are designed not only based on the markets, but also in the interest of our members. This means you, as a member of Stride Credit Union, can always expect a great rate and low fees.
Chequing Accounts - Personal Expand/Collapse
| Main Features |
| Cash Withdrawals |
$0.70 |
| Cheques & Pre-Authorized Debit |
$0.70 |
| All Canadian Credit Union ATM Withdrawals |
$0.70 |
| Debit Card Purchase |
$0.50 |
| Telephone & Internet Banking Bill Payments |
$0.50 |
| US Chequing |
| Cash Withdrawals |
$1.00 |
| Pre-Authorized Debit |
$1.00 |
| Cheques |
$1.25 |
| Chequing Accounts |
| Regular Chequing (no fees with minimum monthly balance) |
$3,000 MMB |
| Premium Chequing |
$11.00 |
| Complete Chequing |
$20.00 |
| Golden Chequing (ages 60+, up to 70 transactions) |
FREE |
| Youth Chequing (ages 10 to 17, up to 40 transactions) |
FREE |
| Student Chequing (ages 18 to 24, up to 60 transactions) |
FREE |
Chequing Accounts - Agriculture & Commercial Expand/Collapse
| Main Features |
| Cash Withdrawals |
$0.75 |
| Cheques & Pre-Authorized Debit |
$0.75 |
| All Canadian Credit Union ATM Withdrawals |
$0.75 |
| Debit Card Purchase |
$0.50 |
| Telephone & Internet Banking Bill Payments |
$0.75 |
| Chequing Accounts |
Community Organization Chequing
(fees rebated with minimum monthly balance) |
$500 MMB |
| Business Regular Chequing (fees charged per transaction) |
N/A |
| Ag Regular Chequing (fees charged per transaction) |
N/A |
Savings Accounts - Personal Expand/Collapse
| Main Features |
| Cash Withdrawals |
$0.80 |
| Pre-Authorized Debit |
$0.80 |
| All Canadian Credit Union ATM Withdrawals |
$0.80 |
| Debit Card Purchase |
$0.80 |
| Telephone & Internet Banking Bill Payments |
$0.60 |
| US Savings |
| Cash Withdrawals |
$1.00 |
| Pre-Authorized Debit |
$1.00 |
| Savings Accounts |
| Plan 24 (fees only apply if the minimum monthly balance of $1000 is not maintained or the limit of 20 transactions has been exceeded) |
$1,000 |
| FAT CAT Savings (ages 0 to 9, unlimited transactions) |
FREE |
| Youth Savings (ages 10 to 17, up to 25 transactions) |
FREE |
Savings Accounts - Agriculture & Commercial Expand/Collapse
| Main Features |
| Cash Withdrawals |
$0.85 |
| Pre-Authorized Debit |
$0.85 |
| All Canadian Credit Union ATM Withdrawals |
$0.85 |
| Debit Card Purchase |
$0.85 |
| Telephone & Internet Banking Bill Payments |
$0.85 |
Savings Accounts
|
Community Savings
(fees rebated with minimum monthly balance) |
$500 MMB |
| Business Savings (fees charged per transaction) |
N/A |
ATMs Expand/Collapse
| ATM Withdrawal - Interac |
$1.50 |
| ATM Withdrawal - International |
$5.00 |
| ATM Deposits - Error |
$10.00 |
Bill Payments Expand/Collapse
| In-Branch |
$1.00 |
| Recall/ Refund - Phone or Internet |
$25.00 |
| Trace - Phone or Internet |
$25.00 |
Safety Deposit Boxes (+ GST) Expand/Collapse
| Small |
$35.00 |
| Medium |
$45.00 |
| Large |
$50.00 |
| Extra-Large |
$100.00 |
| *GOLDEN ACCOUNTS |
$15.00 (flat discount) |
Money Transfers/ Wires Expand/Collapse
| e-Transfer |
| Sending a Payment |
$1.50 |
| Receiving a Payment |
FREE |
| Cancel e-Transfer |
$3.00 |
Money Wires - Incoming
|
| From a Canadian Financial Institution |
Cost + $15.00 |
| From a US Location |
Cost + $20.00 |
| From an International Location |
Cost + $35.00 |
| Money Wires - Outgoing |
| To a Canadian Financial Institution |
Cost + $15.00 |
| To a US Location |
Cost + $20.00 |
| To an International Location |
Cost + $35.00 |
| Other |
| Transfer, by Phone to Branch |
$4.00 |
Registered Plan Fees Expand/Collapse
| Registered Plan Estate Fee |
$195/Hour |
| Registered Product Transfer Out Fee |
$75 |
| Registered Product Early Redemption Fee (if approved) |
$100 |
| Official Cheque - Member Requested |
$10 |
Other Fees Expand/Collapse
| eStatements |
FREE |
| Paper Statements |
$2.50 |
| Coverdraft |
$3.00 |
| Stop Payment |
$20.00 |
| Certified Cheque |
$15.00 |
| Unqualified Clearing Item |
$25.00 |
| Non-Sufficient Funds Charge |
$5.00 |
| Returned Item Charge (NSF Cheque) |
$40.00 |
| Cheques Written in Currency Different from Account |
$25.00 |
| Chargebacks - Any Reason |
$5.00 |
| Account Closures |
$15.00 |
| Official Cheque - Member Requested |
$10.00 |
| Records Search - Minimum Fee |
$20.00 |
| Records Search - Per Hour |
$30.00 |
| Balance of Account Transfer |
$20.00 |
| Night Deposit Bags - Reusable (Annual Fee) |
$30.00 |
| Night Deposit Bags - Disposable, per 100 bags: |
$15.00 |
| Duplicate T4RRSP/T4RRIF/NR4/T4 Slips |
$5.00 |
| Cheques - Non-Chequing Account |
$5.00 |
| Ordering Foreign Currency - Excluding US |
$10.00 |
| Authorized Overdrafts - Interest Rate |
18% |
| Unauthorized Overdrafts - Interest Rate |
24% |
Fees may apply to transactions that are not included as normal features in accounts or are special requests. Fees may also be charged for transactions if the minimum monthly balance is not maintained or the number of transactions conducted on an account exceeds the amount allowed for free transactions on that account. If you have any questions or concerns over our fees and rates, please contact us. Rates are subject to change at anytime, without notice.
