Guaranteed Investment Certificates
Guaranteed Investment Certificates, or GICs, are just that - guaranteed. Choose from redeemable or non-redeemable and the length of the term.
Redeemable GICs are subject to an interest penalty of .25% when withdrawn in advance of maturity date.
Redeemable GICs
| Canadian (CAD) GICs (Rates effective 2023-05-12) | Rates |
|---|---|
| 1 Year | 2.50% |
Non-Redeemable GICs
| Canadian (CAD) GICs - 30 to 364 days (Rates effective 2025-01-30) | Rates |
|---|---|
| 30 - 59 days | 1.25% |
| 60 - 89 days | 1.35% |
| 90 - 179 days | 1.75% |
| 180 - 364 days | 1.85% |
| Canadian (CAD) GICs - 12 to 60 months (Rates effective 2025-01-30) | Rates |
|---|---|
| 1 Year | 4.00% |
| 2 Year | 3.90% |
| 3 Year | 3.70% |
| 4 Year | 3.60% |
| 5 Year | 3.50% |