Cheques & Drafts
Cheques are a great, safe form of payment when cash or card isn't accepted. Drafts are a guaranteed payment, where the credit union has verified that the funds are available.
Online
Ordering cheques has never been easier- you can do that online through MemberDirect® Online Banking! Once signed in, navigate to Account Services > Order Cheques and simply fill out the online form.
In-Branch
You can also order cheques in-branch- just speak with one of our Member Services Representatives and they'll put the order in for you. Sometimes they can have your cheques ready within a few minutes.
Personal Cheques | ||
Just-a-Few | 12 cheques | $5.00 |
Thrifty | 24 cheques | $10.00 |
Special | 48 cheques | $20.00 |
Economy | 100 cheques | $25.00 |
Drafts are a guaranteed payment- they are a means of providing payment in US or foreign currencies that should be readily accepted by foreign financial institutions. They can also be used domestically for the same purpose- a guaranteed payment where cash, cheque, or card is not accepted.
To purchase a draft, just visit any branch.
If you receive a cheque or a draft, there are a few ways you can deposit or cash those funds:
- In-branch: Simply visit any branch and you can cash or deposit your cheque with any of our Member Services Representatives.
- ATM: You can deposit a cheque through an ATM, which may be subject to a holding period.
- Mobile App: You can also deposit a cheque from your smartphone through our mobile banking app. With the Deposit Anywhere feature, you can snap a picture of your cheque, front and back, and deposit it right then and there.